Frequently Asked Questions About MONTAG Wealth Management

MONTAG is family-owned and intentionally managed, so relationships remain personal and investment decisions remain thoughtful. Clients work directly with experienced professionals, portfolios are managed individually rather than through a single model, and a broader team develops familiarity with each client’s circumstances, preferences, and priorities.

Yes. MONTAG is headquartered in Atlanta and works with clients in multiple states. Relationships can include in-person and virtual communication based on client needs and preferences.

Consider whether the firm is properly registered, acts as a fiduciary when providing advisory services, clearly explains its fees, and offers the services you need. Ask who will manage your portfolio, how decisions are made, whether portfolios are individually constructed, how the firm communicates, and how it supports changes in your family and financial circumstances. MONTAG is an Atlanta-based, SEC-registered investment adviser offering fee-only investment management and advisory services.

Review the firm’s Form ADV and Form CRS, confirm when the firm acts as a fiduciary, and understand how it is compensated. Ask whether the firm receives product- or transaction-based compensation, who makes investment decisions, how portfolios are tailored, and what communication and planning support are included.

Personalized wealth management begins with understanding a client’s financial circumstances, objectives, risk tolerance, liquidity needs, preferences, and long-term priorities. At MONTAG, each relationship is led by a dedicated Wealth Manager supported by a broader team. Investment strategies and communication are tailored to each client rather than assigned to a single portfolio model.

Investment management focuses on the ongoing management of a portfolio in support of agreed objectives. Financial advice and counseling address broader decisions such as cash management, retirement planning, estate and legacy considerations, charitable giving, and coordination with a client’s legal and tax professionals. The services work together to help keep investment decisions connected to the client’s broader financial circumstances.

MONTAG’s clients have access to a broader team that supports many aspects of wealth management. In addition to experienced Wealth Managers, MONTAG includes dedicated professionals focused on fixed income management, financial planning, trust and estate matters, trading, and client service. This team-based approach helps clients address investment, planning, estate, and family considerations within a coordinated relationship.

Yes. MONTAG’s team includes dedicated professionals with responsibilities in financial planning, fixed income management, and trust and estate-related matters. These professionals work alongside each client’s Wealth Manager to provide additional perspective and subject matter expertise when appropriate.

MONTAG manages portfolios individually based on each client’s objectives, circumstances, risk tolerance, liquidity needs, tax considerations, and time horizon. Investment strategies may include individual stocks, bonds, ETFs, and other investment vehicles as appropriate. MONTAG does not use a single portfolio model or restrictive buy list.

MONTAG begins by establishing investment objectives that reflect the client’s circumstances and priorities. The portfolio is managed on an ongoing basis and reviewed as needs, markets, and circumstances evolve. Because portfolios are individually managed, decisions can reflect the specific considerations of each relationship.

No. MONTAG does not sell investment products or receive product- or transaction-based compensation. Investment decisions are based on each client’s objectives and circumstances.

Yes. MONTAG is an SEC-registered investment adviser and acts as a fiduciary when providing advisory services to clients. This requires MONTAG to place client interests ahead of firm interests when providing investment advice.

MONTAG is compensated through asset-based management fees and does not receive product- or transaction-based compensation.

Request a copy of MONTAG’s latest Form ADV Part 2 Brochure filing with the Securities & Exchange Commission by emailing [email protected].

The process begins with a conversation about the prospective client’s objectives, circumstances, and long-term priorities. If MONTAG and the prospective client determine there is a fit, the next steps include completing the engagement and custodial documents, establishing investment objectives, and coordinating the transition and ongoing relationship.

Yes. With client authorization, MONTAG can coordinate with attorneys, CPAs, trustees, and other professionals so investment decisions reflect relevant planning, tax, estate, and family considerations. MONTAG does not provide legal or tax advice.